ANZ New Zealand

The ANZ website contains the following categories:

The About ANZ category contains the following sections:

Rates, Fees and Charges

Credit Card Fees and Charges

The following information is current as at 17 November 2008 and subject to change.

ANZ Credit Cards

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Item Fees/Charges
Visa
  Primary card
  Additional card

$25.00 p.a.*
$10.00 p.a.*
MasterCard
  Primary card
    - Issued on or before 8/11/00
    - Issued on or after 9/11/00
  Additional card


$12.50 half yearly in March and September
$12.50 half yearly*
$5.00 half yearly*

ANZ Everyday Rewards Visa

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Account Fee
Primary card $5.00 per month **
Additional card $2.50 per month **

ANZ Low Rate MasterCard

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Account fee  
 Primary card $29.00 half yearly*
 Additional card $9.00 half yearly*

ANZ Visa Gold/ANZ Gold MasterCard

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Account fee  
 Primary card $80.00 p.a.*
 Additional card $25.00 p.a.*

ANZ Visa Platinum

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Account fee  
 Primary card $97.50 half yearly*
 Additional card No charge

Qantas ANZ Visa Card

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Classic Account fee  
 Primary card $65.00 p.a.*
 Additional card $40.00 p.a*
Platinum Account fee  
 Primary card $105.00 p.a*
 Additional card $50.00 p.a*

ANZ BUSINESS preferred MasterCard

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Account fee  
 Account fee $35.00 p.a.*

Additional ANZ Credit Card Charges

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Item Fees/Charges
Urgent card** $35.00 per card
Replacing a damaged card
ANZ Everyday Rewards Visa
All other cards

$25.00 per card
$10.00 per card
Replacing a lost or stolen card No charge
Duplicate statement $3.00 per statement
Collection fee $5.00
Collection telegram fee $10.00
Dispute handling fee $15.00
Late payment fee $25.00 (Applies to balances of $500.00 or more)
Over limit fee $20.00 (On each statement that is over limit)

Optional Service Fees

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Currency conversion charge Fees/Charges
Currency conversion charge(applies to foreign currency transactions). Incudes transactions through the MasterCard Maestro and Visa PLUS networks. 2.5% of the $NZ amount

Cash Advance Fees - in New Zealand

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Item Fees/Charges
Cash advance fees
ANZ and National Bank ATMs in New Zealand, ANZ Internet Banking, ANZ Phone Direct
$1.00
Non-ANZ and National Bank ATMs $3.00
Staff assisted $3.00

Cash Advance Fees - Overseas

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Item Fees/Charges
Overseas ATMs and staff -assisted $7.50

*Fee charged will appear on first statement and annually/half yearly thereafter.
** Fee charged will appear on first statement and monthly thereafter.
*** Urgent cards are not available on ANZ Everyday Rewards Visa Card

ANZ lending criteria apply.