ANZ New Zealand

The ANZ website contains the following categories:

The About ANZ category contains the following sections:

Rates, Fees and Charges

Account Transaction Charges

The following information is current as at 1st March 2007 and subject to change.

In addition to the Transaction Charges below, Service Charges may also apply. Please refer to Account Service charges section.

Everyday account transaction charges top
  ANZ Everyday ANZ Advantage
  The ANZ Everyday Account offers you unlimited transactions using ANZ ATMs, eftpos and personal cheques, as well as phone, internet and branch deposits and withdrawals – all for just $5 a month. A high interest everyday account designed for customers who maintain credit balances in their everyday accounts
Administration fee $5.00 per month $10.00 per month

Transaction fees:

Electronic withdrawals




Manual withdrawals (including cheques)


Deposits (electronic and manual)




Free





Free





Free






Free





Free





Free
Service fees for:

Automatic payment

Pay Anyone

Bill Payment




Free


Free

Free



Free


Free

Free
ANZ Phone Direct, fee per call Free Free
ANZ Internet Banking access Free Free
Notes All transactions free, except non-ANZ/National Bank ATM transactions. All transactions free, including domestic ATM. International ATM charges apply.
Accounts for teens, students and graduates top
Fee type ANZ Youth Account ANZ Student ANZ Graduate
  Available to persons up to 19 years old A great account to help students 'fill the gaps' and make life a little easier A great account for recent graduates looking to kickstart their careers
Administration fee Free Free $5.00 per month
Transaction fees:

Electronic withdrawals






Manual withdrawals (including cheques)





Deposits (electronic and manual)




Free







Free








Free




Free







Free








Free




Free







Free








Free

Service fees for:

Automatic payment

Pay Anyone

Bill Payment




Free


Free

Free




Free


Free

Free




Free


Free

Free

ANZ Phone Direct fee per call Free Free Free
ANZ Internet Banking access Free Free Free
Notes Eligibility criteria apply. All transactions free, except non-ANZ/National Bank ATM transactions. Eligibility criteria apply. All transactions free, except non-ANZ/National Bank ATM transactions. Eligibility criteria apply. All transactions free, except non-ANZ/National Bank ATM transactions.
Savings and Investment Accounts top
Fee type ANZ
Serious
Saver
ANZ Online
Call
  A savings account that 'takes the struggle out of saving'. A high interest account that allows you to access your money 24 hours a day via ANZ Phone Direct or ANZ Internet Banking.
Monthly administration fee Free Free
Transaction fees:

Electronic withdrawals





Manual withdrawals (including cheques)



Deposits (electronic and manual)




One free electronic or manual withdrawal per key-date cycle, then $5.00 per withdrawal

One free electronic or manual withdrawal per key-date cycle, then $5.00 per withdrawal

Free



Free when withdrawals made using ANZ Internet Banking or ANZ Phone Direct


N/A






Free when deposits made using ANZ Internet Banking or ANZ Phone Direct
Service fees for:

Automatic payment

Pay Anyone

Bill Payment




Free


Free

Free



N/A


Free

N/A
ANZ Phone Direct, fee per call Free Free
ANZ Internet Banking Access Free Free
Notes   Minimum opening balance of $2,000 required. Interest is calculated daily and paid monthly on every dollar in the account when the daily balance is $2,000 or more
Key to Account Transaction Charges top

Manual transactions

These are transactions completed with the assistance of ANZ staff and include making in-branch deposits, cheques written, withdrawals or transfers.
Note: Deposits made through an ANZ Fast Deposit Box are charged as staff-assisted transactions.

ATM/Electronic transactions

These are transactions completed without the assistance of Bank staff and include ATM, EFTPOS, ANZ Phone Direct, ANZ Internet Banking, automatic payment (AP), direct debit (DD), direct credit (DC), Bill Payment and Pay Anyone transactions.

ANZ Phone Direct

ANZ Phone Direct fees are calculated per calendar month and charged to the first linked account on the account’s key date. Call charges will apply for calls made from overseas or cellular phones.

Account’s Key Date

An account’s key date is the date of the month on which your account was opened. So, if your account was opened on the 11th of the month, this is your account’s key date. The account’s key date is important because it triggers the following events:

  • Interest will be credited or debited to an account on this date.
  • Administration and account transaction fees will be charged to an account on this date.
  • A statement will be issued on this date, unless you have specifically agreed otherwise with the Bank, or if you have a passbook to record transactions on an account.

Note: Each of your accounts has its own key date.

Fee Exemptions top

Find out more about fee exemptions for everyday banking and saving.