The information contained in this material is of a general nature only, does not constitute financial advice, and does not take into account your individual circumstances. Before making decisions about your investments, you should consider your individual circumstances and seek assistance from other resources, for example, financial planning services and websites such as sorted.org.nz, morningstar.net.nz and fundsource.co.nz.
This is a low-risk fund. It invests principally in low risk assets such as cash and fixed interest, with a small exposure to growth assets and other assets.
It is suited to investors who place a strong emphasis on the security of their savings over time and who wish to have a high degree of stability in their investment return.
The Conservative Fund typically invests in:
Shares
17%
Listed property
3%
Fixed interest
60%
Cash
20%
The underlying asset allocations will vary from the benchmarks and the benchmarks may change from time to time.
This is a low-to medium-risk fund. It invests principally in lower risk assets such as cash and fixed interest investments, with a moderate exposure to growth assets and other assets.
It is suited to investors who place a strong emphasis on the security of their savings over time, but who also want a small degree of capital growth.
The Conservative Balanced Fund typically invests in:
Shares
29%
Listed property
6%
Fixed interest
50%
Cash
15%
The underlying asset allocations will vary from the benchmarks and the benchmarks may change from time to time.
This is a medium risk fund. The fund invests principally across a range of asset classes including cash, fixed interest, shares, listed property and other assets.
It is suited to investors who want to grow their savings while at the same time being prepared to accept a medium degree of variability in their investment return.
The Balanced Fund typically invests in:
Shares
42%
Listed property
8%
Fixed interest
40%
Cash
10%
The underlying asset allocations will vary from the benchmarks and the benchmarks may change from time to time.
This is a medium-to high-risk fund. The fund invests principally in growth assets such as shares and listed property, with a moderate exposure to cash, fixed interest and other assets.
It is suited to investors who want to grow their savings while at the same time being prepared to accept a medium degree of variability in their investment return.
The Balanced Growth Fund typically invests in:
Shares
55%
Listed property
10%
Fixed interest
29%
Cash
6%
The underlying asset allocations will vary from the benchmarks and the benchmarks may change from time to time.
This is a higher risk fund. The fund invests principally in growth assets such as shares and listed property, with a very limited exposure to cash, fixed interest and other assets.
It is suited to investors who want to maximise capital growth in their savings and who are comfortable with a higher degree of variability in the value of their investment.
The Growth Fund typically invests in:
Shares
68%
Listed property
12%
Fixed interest
16%
Cash
4%
The underlying asset allocations will vary from the benchmarks and the benchmarks may change from time to time.
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