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Investment options - Investments & advice

Investment options

People who'll benefit the most are those on a 33% or 38% income tax rate, because a PIE caps your tax rate at 30%. ANZ PIE Funds also offer the benefit of compounding returns - another way to help you grow your investment.

We have two PIE Funds - the ANZ Call Fund and the ANZ Term Fund.

Details ANZ Call Fund ANZ Term Fund
Eligibility
  • Individuals
  • Partnerships
  • Companies
  • Trusts
  • Organisations (Incorporated / Unincorporated).
  • Individuals
  • Partnerships
  • Companies
  • Trusts
  • Organisations (Incorporated / Unincorporated).
Suitable for Higher tax payers looking for tax efficient competitive returns, who want to maintain access to funds. Higher tax payers looking for tax efficient competitive returns, who want to lock away their funds.
Access to investment

Access your funds via:

At end of term only, apart from in exceptional circumstances.

If an early break is allowed, an early break fee may apply.
Funds availability Usually by next working day. By next working day following maturity of the Funds.
Details ANZ Call Fund ANZ Term Fund
(3 months)		 ANZ Term Fund
(6 months)
Rate of return* 2.50% p.a 4.00% p.a 4.60% p.a
Term N/A 3 months 6 months
Fees N/A An early repayment fee may apply.
Minimum investment required $2,000 $5,000 $5,000
Minimum additional investment $200 $500 (where permitted at maturity) $500 (where permitted at maturity)
Minimum redemption $200 $500 (where permitted at maturity) $500 (where permitted at maturity)
Minimum holding $2,000 $5,000 $5,000
Income payments

Income for both ANZ Call and Term Funds is calculated daily and distributed quarterly as additional units of equivalent value on:

  • 31 March
  • 30 June
  • 30 September
  • 31 December
  • on full redemption (ANZ Call Fund only)
  • on maturity (ANZ Term Fund only).

Investment dates for ANZ Term Funds

ANZ Term Fund (3 months)
Start End
20 December 2009 20 March 2010

The class closes on the 14th of December 2009. If you invest before the start date of your required term, your funds will be invested into the ANZ Call Fund until the term starts.

ANZ Term Fund (6 months)
Start ANZ Term Fund (6 months)
20 December 2009 20 June 2010

The class closes on the 14th of December 2009. If you invest before the start date of your required term, your funds will be invested into the ANZ Call Fund until the term starts.

The ANZ Call Fund and ANZ Term Fund have a guarantee under the New Zealand Retail Deposit Guarantee Scheme. Both Funds only invest in deposits with ANZ, which are guaranteed under the scheme.

Full details of the New Zealand Retail Deposit Guarantee Scheme, the conditions (including investor eligibility criteria, a maximum guarantee limit per investor and a guarantee termination date of 12 October 2010) and a copy of the deed of guarantee and deeds of nomination are available, free of charge:

How to apply

For more information or to apply for an ANZ PIE Fund:

Telephone icon
Call 0800 ANZ 2 YOU (0800 269 296)
Visit branch icon
Visit your nearest ANZ branch

* Rates of return are subject to change.

The ANZ Term Fund and ANZ Call Fund are units in unit trusts issued and managed by UDC Finance Limited ("UDC"). Trustees Executors Limited is the trustee. ANZ National Bank Limited is a promoter of the Funds. UDC is a wholly owned subsidiary of ANZ National Bank Limited. The terms and conditions of the Funds set out in the Investment Statement apply. A copy of the Investment Statement (PDF 415kB) and Prospectus for the Funds (PDF 116kB) and a copy of the Disclosure Statement prepared under the Securities Markets Act 1988, are available on request from any branch of ANZ, free of charge.

Units in the Funds do not represent deposits or other liabilities of ANZ National Bank Limited, are subject to investment risk, including possible delays in repayment and loss of income and principal invested. No person guarantees (either partially or fully) UDC or the capital value or performance of the Funds.

ANZ, part of ANZ National Bank Limited.

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