Planning process - Investments & advice

What do you want to achieve?

Whatever your specific needs, you should also have some understanding of your personal financial goals. Knowing them will help your ANZ Private Wealth Adviser to gain a clearer sense of what you'd like to achieve. After all, it's only when you have a clear vision of your goals that you can truly aim for them.

Are you really protected against the unexpected?

While most people insure their homes, health and cars, many don't protect themselves against an unexpected loss of income. Your ability to generate income is your greatest asset. Think about how you and your family would manage without it.

It is also important to consider the financial hardships that could arise for your family should something happen to either yourself or your partner. Life insurance helps to alleviate these financial concerns. An ANZ Private Wealth Adviser can help you to decide the type and level of personal insurance that's appropriate for you. Find out more:

• Insurance

A good starting point is to draw up a list of your assets and liabilities and their current values, your cash flow and the costs of any forthcoming commitments. Our insurance calculator can help with this.