Increase your borrowing - Home loans

Increase your borrowing

If you have an ANZ Standard Variable Rate, ANZ Fixed Rate or ANZ FlexiPlus Home Loan you may need extra money for:

• renovations
• a new car
• a deposit on another property.

There are two options available for increasing your borrowing.

Top-ups

You can apply for a loan "top-up" using the equity in your existing property as security.

Please note that a top-up fee may apply.

Redraw facility

If you have an ANZ Standard Variable Rate Home Loan, you can use ANZ Flexidraw to redraw any extra payments (lump sum or additional regular repayments) that you’ve made in addition to your regular minimum repayment amount. The minimum amount you can redraw is $1,000 and a redraw fee applies.

Remember, we also offer a wide selection of home loan options, all packed with flexible features:

• Loans available

More information

For more information or to apply for an ANZ Home Loan:

ANZ lending criteria, terms and conditions and fees apply to all loans.

You can ask for more information, including full terms and conditions for all of ANZ's lending products and a current Disclosure Statement, published by ANZ National Bank Limited, at any ANZ branch.

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