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ANZ Flexiplus - Home loans
ANZ Flexiplus
ANZ FlexiPlus is a flexible home loan that puts financial control in your hands.
You'll get the best results from ANZ FlexiPlus if you have a good income, often have surplus money available and are a good money manager. It may not suit you if you think you'd be easily tempted to spend your available credit.
Want to work out how much you could save with ANZ FlexiPlus? Take a look at the ANZ FlexiPlus home loan planner to:
- find out if ANZ FlexiPlus suits your needs
- work out your budget and your surplus income
- track the results and savings you could achieve with ANZ FlexiPlus
- compare your ANZ FlexiPlus results with other home loan options
- print loan comparison reports and a budget summary.
Interest rates
Fees and charges
Maximum loan term
No set term
Minimum loan amount
$10,000
Maximum loan amount
$350,000
Maximum borrowing
Up to 80% of a property's value.1
Repayment frequency
No set frequency.2
Split loan option
Available in conjunction with any ANZ home loan.
Additional loan features
The ANZ FlexiPlus home loan planner will help you work out how much you could save and includes a number of other great features.
1. The maximum amount you can borrow depends on the property's location, the property type, the home loan type and other ANZ lending criteria.
2. You must pay enough to cover the monthly interest and loan administration fee, and your salary must be direct credited to your ANZ FlexiPlus account.
To apply for an ANZ Home Loan please bring the following when you meet an ANZ home loan specialist:
- proof of your income, eg. your latest payslip (unless your income is direct credited to an ANZ account)
- a Registered Valuer's Report if you have one.
If you're self employed:
- a copy of your last two years' balance sheets or annual accounts and tax returns.
If you don't bank with ANZ:
- three months of your latest main bank transaction statements
- evidence of your savings, eg. bank account statements.
If you're purchasing:
- your lawyer's name and address
- your signed sale and purchase agreement.
If you're building a home:
- a builder's quote or contract.
How to apply
For more information or to apply for an ANZ Flexiplus Home Loan:
Call 0800 ANZ HOME (0800 269 4663)
ANZ lending criteria, terms and conditions and fees apply to all loans.
You can ask for more information, including full terms and conditions for all of ANZ's lending products and a current Disclosure Statement, published by ANZ National Bank Limited, at any ANZ branch.
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