Additional resources - Home loans

Additional resources

• Real Estate Institute
• New Zealand Law Society and District Law Society
  General legal advice on buying and selling property
• Department of Building and Housing
  Information on building law and compliance, weather-tight homes and advice for tenants and landlords
• Consumers' Institute
  Information on building, buying, investing in and selling property, insurance, security and legal rights

Choosing where to live

• NZ Property Magazine online
  Housing statistics in your area, experts in professional property advice
• Schools in your area
  Information on schools and early childhood centres in New Zealand, reports on the quality of education they provide
• Valuation and property information
  Information on sales and valuations, property trends and individual property details, instant valuation service
• Quotable Value
  Property valuations and local house prices

Investing in property

• ANZ Property Focus
  Monthly report on the property market – trends, the outlook, strategies for borrowers and commentary on key points
• New Zealand Property Investors' Federation
  Umbrella body for 20 local property investors' associations throughout New Zealand
• Auckland Property Investors' Association
  Auckland property investment - property investment seminars and member meetings

Building

• Consumerbuild
  Advice on building or renovating a home
• Land Information New Zealand
  Land surveys and ownership, topographic maps

Finding a builder or architect

• Registered Master Builders' Federation
• Certified Builders' Association
• New Zealand Institute of Architects

Home inspection tips

• Property checklist (PDF 37kB)

Questions to ask

• Why is the home for sale?
• If it's been on the market for a while - Why hasn't the home sold?
• Have there been any alterations?
• What chattels are included in the price? For example, curtains, carpets, light fittings and whitegoods.
• What are the rates?
• Exactly where are the boundaries?
• What is the government valuation and what have similar houses in the area sold for?

If the agent knows anything relating to the value or condition of the property, they are legally obliged to tell you if you ask.

Take your time

• Feel free to talk to more than one agent.
• Look around. Don't buy the first home you see.
• Never feel pressured by the agent or the vendor into making an offer when you're not certain.
• Feel free to go back and look at a house again and to take a friend or family member with you for advice.
• Go back at different times of the day to check for sunlight or traffic noise.
• Don't be afraid to negotiate on price.

More information

For more information or to apply for an ANZ Home Loan:

• Download an application form (PDF 640kB)

ANZ lending criteria, terms and conditions and fees apply to all loans.

You can ask for more information, including full terms and conditions for all of ANZ's lending products and a current Disclosure Statement, published by ANZ National Bank Limited, at any ANZ branch.

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