Fixed rate maturing
When your fixed rate term expires, you have a number of options:
- You can continue with another fixed rate term.
- You can split your loan into two or more fixed rate terms to spread your risk.
- You can change to a variable rate loan.
- You can make a lump sum payment on your loan without incurring any early repayment fees.
- You can top up your loan to achieve another goal, such as renovating.
If you’d like to know more about the fixed rate expiry process, our learning centre covers the different stages in detail. For more information on these options, take a look at the loans available – or, for advice from one of our home lending specialists, phone
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ANZ lending criteria, terms and conditions and fees apply to all loans.
You can ask for more information, including full terms and conditions for all of ANZ's lending products and a current Disclosure Statement, published by ANZ National Bank Limited, at any ANZ branch.
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