Log onRegister

ANZ Visa or ANZ MasterCard - Credit & prepaid cards

ANZ Visa or ANZ MasterCard

ANZ Visa and ANZ MasterCard

A low annual fee and a competitive interest rate.

An ANZ Visa or ANZ MasterCard is ideal if you repay the balance of your credit card in full each month.

With a combination of a low annual fee and 55 interest-free days, you can use your ANZ Visa or ANZ MasterCard to buy what you want, when you need it.

Apply now60 second response

Interest rate on purchases

19.95% p.a.

Interest rate on cash advances

22.20% p.a.

Interest free days on purchases

Up to 55 days

Annual fee

$25 p.a.

Additional card

$10 p.a.

  • Access your ANZ cheque or savings accounts through your credit card.
  • Choose either a Visa or MasterCard. If you choose MasterCard you'll have a choice of four card designs.
  • With a PIN on your card, you can access your accounts 24 hours a day at 350,000 ATMs around the world that display the Visa PLUS symbol (cash advance and currency conversion fees apply).

When you apply for an ANZ credit card, we may ask you to provide proof of income and identification.

Proof of income

One of the following:

  • your most recent payslip or salary notice
  • copies of bank statements that show your pay or salary deposits
  • a letter from your employer confirming your income
  • an Inland Revenue Department (IRD) "summary of earnings" notice.

If you're self-employed, you must supply:

  • signed financial statements for the past two years
  • a signed personal Statement of Financial Position
  • your personal tax return.
Proof of identification

A copy of one or two items from List A. If you provide only one item from List A, you must also provide one item from List B.

List A

  • Current passport
  • New Zealand drivers licence
  • Photo credit card.

List B

  • Most recent bank statement
  • Debit card
  • Credit card
  • Community services card
  • Club or society card.

Your ANZ credit card will be inactive when your receive it.

To activate your card:

Telephone icon
Call 0800 658 044 (international +64 9 522 3010)
Telephone icon
Call ANZ Phone Direct (0800 103 123)

How to apply

For more information or to apply for an ANZ Visa or ANZ MasterCard:

Telephone icon
Call 0800 269 277 8am to 8pm, Monday to Friday

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.