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ANZ Visa Gold or ANZ Gold MasterCard - Credit & prepaid cards

ANZ Visa Gold or ANZ Gold MasterCard

ANZ Visa Gold and ANZ Gold MasterCard
An ANZ Visa Gold or ANZ Gold MasterCard offers some great extras:
  • a higher credit limit
  • complimentary Overseas Travel Insurance when you use your card to pay for your travel
  • commission-free travellers cheques and foreign currency when you buy them through any ANZ branch in New Zealand.

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Interest rate on purchases

19.95% p.a.

Interest rate on cash advances

22.20% p.a.

Interest free days on purchases

Up to 55 days

Minimum credit limit

$5,000

Annual fee

$80 p.a.

Additional card

$25 p.a.

  • Access your ANZ cheque or savings accounts through your credit card.
  • Access your account balance and transactions via Internet Banking, Phone Direct or any ANZ ATM.
  • With a PIN on your card, you can access your accounts 24 hours a day at 350,000 ATMs around the world that display the Visa PLUS symbol (cash advance and currency conversion fees apply).

The ANZ Visa Gold and Gold MasterCard offer complimentary travel insurance when you pay for at least half of your pre-paid travel expenses with your card.* Overseas Travel Insurance covers:

  • overseas medical expenses
  • cancellations and lost or damaged luggage.

For a policy document containing full details, you can visit any ANZ branch or call the AIG Call Centre on 0800 499 666.

Help speed up the claim process by downloading the following:

When you apply for an ANZ credit card, we may ask you to provide proof of income and identification.

Proof of income

One of the following:

  • your most recent payslip or salary notice
  • copies of bank statements that show your pay or salary deposits
  • a letter from your employer confirming your income
  • an Inland Revenue Department (IRD) "summary of earnings" notice.

If you're self-employed, you must supply:

  • signed financial statements for the past two years
  • a signed personal Statement of Financial Position
  • your personal tax return.
Proof of identification

A copy of one or two items from List A. If you provide only one item from List A, you must also provide one item from List B.

List A

  • Current passport
  • New Zealand drivers licence
  • Photo credit card.

List B

  • Most recent bank statement
  • Debit card
  • Credit card
  • Community services card
  • Club or society card.

Your ANZ credit card will be inactive when your receive it.

To activate your card:

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Call 0800 658 044 (international +64 9 522 3010)
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Call ANZ Phone Direct (0800 103 123)

How to apply

For more information or to apply for an ANZ Visa Gold or ANZ Gold MasterCard:

Apply online icon
Apply online
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Call 0800 269 277 8am to 8pm, Monday to Friday
Enquire online icon
Enquire online
Visit branch icon
Visit your nearest ANZ branch

* Your cover is automatic as long as at least half of your pre-paid travel expenses for your overseas travel were paid for with your ANZ Visa Gold or ANZ Gold MasterCard. If your ANZ Gold card is not an acceptable means of payment, you will be covered if you use your other ANZ accounts to pay for these prepaid travel expenses. Terms, conditions and exclusions apply. For further information regarding the Overseas Travel Insurance Terms & Conditions (PDF 724kB), ask for a copy of the brochure at any ANZ branch.

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