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You can only use your UDC Car Loan to buy a car, van or utility.
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You can borrow $5,000 or more.
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You choose your loan repayment term, from one to five years.
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The interest rate you pay is fixed for the term of the loan. Read our current rates.
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You pay a loan establishment fee, and other fees may apply if the terms change or you make an extra loan payment. Check out our current fees and charges.
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A UDC Car Loan is quick and easy to arrange – all you need to do is fill in a simple one-page form. Call us on 0800 269 100 or visit any ANZ branch.
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Once UDC has received all the information they need, most applications will be answered within two hours.
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Choose from weekly, fortnightly or monthly repayments.
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As part of the loan approval process, you’ll need to take out comprehensive insurance to cover the vehicle’s value.
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Your application will need to include a copy of your full or restricted New Zealand driver’s licence.
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If you wish, UDC can arrange Consumer Credit Insurance and Mechanical Protection Insurance on your behalf.
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