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Product overview |
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Use your loan to pay for just about anything under the sun. You choose the amount (over $3,000), the term and the payment frequency. You can also make additional payments or pay off your loan early at no extra cost.
[more]
[apply now]
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A fast and easy way to get your debts under control - bring them together in one easy loan! Instead of managing lots of payments each month, you only make one simple payment to cover them all.
The ANZ Debt Consolidation Loan is only available to existing ANZ customers^.
[more]
[apply now]
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A special loan with a discounted interest rate if you're studying or on a recognised apprenticeship scheme.Only available as part of the ANZ Student Package.
[more]
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A great package with a discounted interest rate if you've recently graduated and have a full time job.Only available as part of the ANZ Graduate Package.
[more]
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Ideal if you... |
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Want to borrow for any purpose and make extra payments on your loan at no charge.
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Want to combine all your debts into a simple loan at a low interest rate.
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Are studying or on a recognised apprenticeship scheme and want a simple loan to help you get the resources you need for your studies or job.
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Have recently graduated from a tertiary institution and want a simple loan to help set yourself up for your working life.
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Interest rate |
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Variable (view our current rate)
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Fixed (view our current rate)
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Variable (view our current rate)
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Variable (view our current rate)
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Minimum loan term
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1 year
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2 years
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1 year
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1 year
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Maximum loan term*
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7 years
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7 years
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4 years
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5 years
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Minimum loan amount
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$3,000
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$3,000
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$1,000
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$2,000
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Maximum loan amount**
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No set maximum
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No set maximum
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$6,000
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$10,000
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Payment frequency
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Weekly, fortnightly or monthly - whatever suits your budget
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Extra lump sum payments
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Yes, with no penalty
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Yes, with no penalty
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Yes, with no penalty
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Yes, with no penalty
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Loan top-ups
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Yes, for a $125 fee
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No
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Yes - conditions apply
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Yes - conditions apply
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ANZ Flexidraw
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Yes (on application), for a $25 fee
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No
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No
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Yes (on application), for a $25 fee
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Missed loan payment fee
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$20
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Loan approval fee
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$200
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$200
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Waived
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Waived
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