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Want to get your banking back on track? Take a look at these handy hints that could help you make a start.
Everyday banking should be simple – so if yours is getting complicated, it could be time to change. You'll save time and hassles, and could save money too!
For example:
- if you have a lot of small debts and hire purchase agreements, you can pay them all off with an ANZ Debt Consolidation Loan. You're likely to reduce the total interest you're paying, you'll manage your budget more easily and you'll only have one loan, with one regular payment
- if you have accounts you don't use, it's a good idea to close them so you don't pay unnecessary fees.
With just a few simple systems, it's easy to work out how much money you have, where you have it and where you're spending it – then use this information to get your finances under control.
For example:
- by writing down how much you spend each month (and on what), you can see where your money's going
- you can compare this with how much money comes in every month – are you happy with the difference?
If you'd like to make changes, you can use this information to re-arrange your financial habits, or you can contact ANZ Personal Loans for advice and options on how to manage your money better.
Tip 1: One easy payment
If you have lots of small debts and hire purchase agreements, you can pay them all off with an ANZ Debt Consolidation Loan. You may reduce the total interest you're paying, manage your budget more easily and have all the convenience of just one loan, with one regular payment to make.
Tip 2: Do the sums
When you're choosing a personal loan provider, do your sums carefully. Set-up fees, penalty fees and interest rates combined can send the cost of your loan through the roof.
If you'd like to talk to someone about managing your money, just visit any ANZ branch, phone us on 0800 ANZ 2 YOU or send us an email.
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