Fixed rate expiry process
When your fixed rate home loan expires, we’ll follow three key steps:- We’ll write to you
About 60 days before your fixed rate term is due to expire, we’ll write to you to let you know your options. These include taking on another fixed rate term, splitting the loan into a number of fixed rate terms, or changing the loan to a standard variable rate home loan. You simply need to let us know what you’d like to do. - We’ll phone you
If you don’t respond to our letter, we’ll phone you to discuss your options - We’ll action your decision
On the fixed rate expiry date, we’ll change your loan to match your instructions and write to you to confirm we’ve done so.
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ANZ lending criteria, terms and conditions and fees apply to all loans.
You can ask for more information, including full terms and conditions for all of ANZ's lending products and a current Disclosure Statement, published by ANZ National Bank Limited, at any ANZ branch.
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