Sell and buy again
So you’re ready to sell one home and buy another? There are a number of ways you can finance the change.
- You may need to top up your current home loan to pay for the new property
- You might want to set up an ANZ FlexiPlus account so you can pay for your moving costs easily.
- If you have a fixed rate loan and would like to keep the same interest rate, you may want to use our portability feature and transfer your existing loan to your new property.
Whatever option you choose, you’ll need to have the security over your previous home discharged and the new home added as a security against your new loan.
- If you’ve sold your existing home and haven’t yet found a new one, you can secure your loan by putting the money from the sale into a term deposit until you buy your new home. You can obtain our tem deposit investment statement from any ANZ branch.
You can also use our portability feature to transfer an existing loan balance from one property to another secured property. This would allow you to retain your existing fixed rate loan details and maintain the same interest rate without incurring an early repayment cost while changing properties. Portability can also be used for the purposes of changing the ownership structure of your loan or security property in order to avoid Early Repayment Costs on ANZ Fixed Rate Loans.
Note, a portability fee may apply.
To get a better idea of the best options for you, contact an ANZ Mobile Mortgage Manager or visit any ANZ branch. And remember, we offer a wide selection of home loans, packed with flexible features. Take a look at the loans available.
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ANZ lending criteria, terms and conditions and fees apply to all loans.
You can ask for more information, including full terms and conditions for all of ANZ's lending products and a current Disclosure Statement, published by ANZ National Bank Limited, at any ANZ branch.
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