Renovate
Renovations are always exciting – but sometimes they can cost more than you can afford from your income or savings. So how can you get the money to get started? Take a look at your options – or visit the learning centre for more information on what to consider when renovating your home, and the different stages in the renovation process.
Apply for a loan to renovate
For medium to large renovation projects
Having a separate loan account for your renovations means you can keep the money for your project separate from your other finances.
Choose ANZ FlexiPlus and you’ll be able to access the money as you need it – and you’ll only pay interest on the amount you use. Alternatively, this can also be set up as an interest-only loan you won’t have to start repaying the principal until your project is finished.
Apply for a loan top-up
For small to medium renovation projects
If you already have an ANZ Fixed Rate or ANZ Standard Variable Rate Home Loan, you can apply for a top-up. As long as you meet our normal lending criteria, it can often be arranged very quickly.
Use Flexidraw
For small to medium renovation projects
If you have an ANZ Standard Variable Rate Home Loan, you can use Flexidraw to redraw any extra payments (lump sum or additional regular payments) that you've made in addition to your regular minimum repayment amount. The minimum redraw amount is $1,000 and a redraw fee applies.
If you’d like more information on these options, contact an ANZ Mobile Mortgage Manager or visit any ANZ branch. And remember, we offer a wide selection of home loans, packed with flexible features. Take a look at the loans available.
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ANZ lending criteria, terms and conditions and fees apply to all loans.
You can ask for more information, including full terms and conditions for all of ANZ's lending products and a current Disclosure Statement, published by ANZ National Bank Limited, at any ANZ branch.
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