ANZ New Zealand

• Travelling
• ANZCover Travel Insurance
• Receiving foreign currency
• Bank accounts with ANZ Australia

Travelling

Tips

		Never rely on one source of funds when you travel. A combination of travellers cheques, some foreign cash and an ANZ credit card* will mean you can pay for your expenses in most circumstances.
		We recommend you order your travel money well before your trip – particularly if you live in an outlying or rural area.
		When you purchase travellers cheques from ANZ, your receipt will show the serial numbers of the cheques you've been issued. We recommend that you take a photocopy of your receipt and leave it with a friend or relative in New Zealand.
		Take the original receipt with you, but keep it separate from your travellers cheques, in case of loss of theft.
		Foreign currency notes and travellers cheques of accepted currency can be cashed or credited to your account at any ANZ branch or ANZ Bureau de Change.
		You can generally use your credit card* to make purchases overseas. You can also withdraw cash from your credit card account. You can withdraw up to the equivalent of NZ$800 per day, from ATMs, if your credit limit allows it. There is no daily limit on purchases or branch cash advances up to your credit limit. Currency conversion fees apply to overseas transactions. Additional fees apply for cash advances or ATM advances. Interest will be charged from the date of any cash advance.
		In many countries you can withdraw money from your New Zealand bank accounts at an ATM using your ANZ MasterCard or ANZ Night & Day card. You cannot use your ANZ Visa to access your bank accounts overseas. Currency conversion fees, as well as overseas ATM fees apply to overseas transactions.

* Find out more about ANZ credit cards.

ANZCover Travel Insurance	top

Whether you're taking a short mid-winter break or heading off to spend a year exploring the world, ANZCover Travel Insurance gives you broad cover, with 24-hour access to assistance and advice throughout the world.

Key Features

		Special features				Three plans for competitive value for cover internationally. Worldwide 24-hour emergency assistance. Individual and family options.
		Cover				Each plan covers you for: Medical expenses Personal baggage Loss of deposits and cancellation Rental vehicle insurance excess Accidental death and permanent disablement Money and travel documents Travel delays and missed connections Strikes and hijacks Personal liability. The three plans provide the different level of cover for different parts of the world.
	The three plans are:
		Plan A				Designed for people travelling to Europe, Canada, Japan or the US.
		Plan B				Plan B is a 'rest of the world' plan. It's designed for people travelling in Africa, India, Latin America or most of Asia.
		Plan C				This is the lowest-cost plan. It's designed for people travelling to Australia and the South Pacific.

ANZCover Travel Insurance is underwritten by TOWER Insurance Limited. Terms, conditions and exclusions apply. This is a summary only, for more details, including a copy of the policy document, contact any ANZ branch or call 0800 800 477.

Receiving foreign currency	top

Tips

		The quickest and most convenient way for someone to send you funds from overseas is a Telegraphic Transfer.
		Most International Bank Drafts coming into New Zealand will be in New Zealand dollars, but some may be in a foreign currency. Drafts can generally be cashed or deposited into an account.
		If you've received a foreign currency cheque, you need to deposit it in your bank account. You cannot cash it. Foreign cheques are subject to the rules of the countries on which they are drawn. Special criteria apply. If you're receiving a larger amount, we recommend you request a telegraphic transfer for security and speed.

Fees, charges, terms and conditions apply.

Bank accounts in Australia	top

If you're heading to Australia for an extended period of time, we may be able to arrange a bank account in Australia before you leave with our parent company, Australia and New Zealand Banking Group Limited.

For more information, please contact any ANZ branch or ANZ Bureau de Change. You'll have to visit one of these outlets in person with suitable identification.

You should allow up to six weeks for your account application to be processed.

Eligibility criteria, fees, charges, terms and conditions apply.
Please note that either a Telegraphic Transfer or an International Bank Draft is required to transfer funds between countries.