|
If you’re looking for ways to get your everyday banking sorted, you’ve come to the right place. Here are some ideas to help you save time, save money and simplify your banking.
With just a few simple systems, it’s easy to work out how much money you have, where you have it and where you’re spending it – and then use this information to get your finances under control.
For example:
- by writing down how much you spend each month (and on what), you can see where your money’s going
- you can compare this with how much money comes in every month – are you happy with the difference?
If you’d like to make changes, you can use this information to identify your unnecessary expenses, find ways to cut them down or out, and build up your savings – so your money’s working the way you want it to.
Are you getting what you need from your everyday bank accounts?
If you are not – or if you’d just like to make sure you are – it’s a good idea to check them every now and again. Remember, ANZ offers a wide range of accounts, so if one account doesn’t suit you right now, we’re bound to have another one that does!
For example, you may want:
- 24-hour access to your money
- a competitive interest rate
- the ability to make lots of EFTPOS and ATM transactions at little cost
- a cheque book
- an overdraft for those cash flow emergencies
- a special-purpose account, such as one that’s specially designed for students, graduates or 11 - 18 year olds.
To find out if your accounts are right for you, choose one of two options:
- Call us on (0800 269 296) anytime, 24 hours a day. We’ll be happy to talk over your requirements and, if you wish, change your accounts.
- Call in to any ANZ branch and talk things over with an ANZ consultant. If you decide to change your accounts, they’ll organise it on the spot.
For more information, take a look at our everyday accounts or send us an enquiry. We’ll get back to you soon!
Today, everyday banking is easier than ever before. ANZ has developed multiple banking channels where you can conduct your banking on the go, banking via phone or banking online.
Your ANZ Night & Day card makes it easy to bank and buy when you’re out and about – and using it reduces the fees you might pay for transactions at ANZ branches.
If you need cash or want to check your balance or move some money around, just visit an ATM. ANZ has more than 300 ATMs throughout the country, and you can also use National Bank ATMs in New Zealand free of charge.
Ready to shop? Use your card at EFTPOS machines and the payment will go straight from your account to the retailer. You may also be able to use EFTPOS machines to get cash.
If you’re looking for personal service, just call in to any ANZ branch – you'll find us nationwide.
With ANZ Phone Direct, your banking is just a phone call away – all you need is a touchtone phone. Just dial 0800 103 123 (or if you’re using a mobile phone, call 09 363 5533), enter your registration number and PIN and you'll be able to:
- check your account balances
- get information on previous transactions
- transfer money between your linked accounts
- pay your bills.
You won't pay anything for your first five calls to ANZ Phone Direct each calendar month, and you can make as many transactions as you like each time and for some accounts, access to ANZ Phone Direct is free. Note that fees may apply to each transaction you make.
Visit www.anz.co.nz and you can access all the features of ANZ Phone Direct, and more!
Using a computer with Internet access you’ll be able to do things like:
- check your account balances
- get information on previous transactions
- transfer money between your accounts
- pay your bills.
- use 'Pay Anyone' to make a payment to any non-ANZ account. (Note you need to register for Pay Anyone and meet the qualifying criteria.)
It’s free to log on to ANZ Internet Banking and check your balances and your past transactions, but fees apply to transactions you make.
To find out more, check out our ANZ Internet Banking site.
Everyday banking should be simple – so if yours is getting complicated, it could be time to change. You’ll save time and hassles, and could save money too!
For example:
- , close them, so you don’t keep paying unnecessary fees,
- – personal and home loans, credit cards, store cards etc – it may be a good idea to combine them into one loan at the lowest possible interest rate. It’ll be easier to manage, you’ll pay less in interest and you could save on fees. ANZ lending criteria and fees apply.
|
top