ANZ New Zealand

If this sounds like you, an ANZ Overdraft could be just what you need. This simple and effective option is a great way to make sure you've always got a little something 'in reserve' - just in case you need it. And unlike a loan, there are no minimum monthly repayments, so you always have control. It's the ideal partner to your ANZ Everyday Account.

How much will it cost?
An ANZ Overdraft offers an effective alternative to access extra funds. Interest is only accumulated on the amount that is used. View current ANZ Overdraft interest rates.

Special offers such as reductions on interest rates and fees may be applicable to tertiary students, recent graduates. Ask us for more information.

For overdraft limits up to $2,500 you pay:

• a $20 approval fee
• an annual $60 credit facility fee (which is about $5 a month).

For overdraft limits over $2,500 you pay:

• a $40 approval fee
• an annual $60 credit facility fee (which is about $5 a month).

• be 18 years or older with a regular income;
• have your main source of income direct credited to your account; and
• be a New Zealand resident.

• Apply online
• Visit any ANZ branch and your application can be approved on the spot.
• Call ANZ Phone Direct 0800 103 123 if you have already registered with ANZ Phone Direct.